Clubs

Vacation Club

The Vacation Club is designed for any member wishing to save for a vacation. Accumulate enough funds to pay for your vacation with this special share. This club is opened with no minimum deposit, and deposits can be made in person, through the mail, by payroll deduction or automatic transfer from any of your other shares. Vacation Clubs earn the same dividend as your primary share and allow you to save for this special purpose. Your Vacation Club funds will be transferred into your primary share on March 31 and will renew each year.

Christmas Club

The Christmas Club provides a savings opportunity for holiday season expenses. This club is opened with no minimum deposit and deposits can be made in person, through the mail, by payroll deduction or automatic transfer from any of your other shares. Christmas Clubs earn the same dividend as your primary share. Your Christmas Club funds will be transferred into your primary share on October 31 and will renew each year.

For more information about our clubs, please call (315) 393-3530 or visit one of our friendly Universal Services Representatives at any branch.