Deposit Rates


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Share (Savings) / Club / Money Market

Type Rate APY** Details
SHARES 0.10% 0.10% PRIMARY, SECONDARY
JUNIOR SAVER 2.00% 2.02% $0 - $4,999.99
0.25% 0.25% $5,000.00 +
CLUBS 0.10% 0.10% CHRISTMAS (MATURITY DATE 10/31)
VACATION (MATURITY DATE 3/31)
*UPON MATURITY MONEY WILL TRANSFER TO THE PRIMARY SHARE
MONEY MARKET 0.10% 0.10% $0 - $4,999.99
0.30% 0.30% $5,000.00 - $24,999.99
0.42% 0.42% $25,000.00 - $74,999.99
0.60% 0.60% $75,000.00 - $199,999.99
0.70% 0.70% $200,000.00 +
Premier Share 0.60% 0.60% Up to $50,000.00 balance
0.10% 0.10% Balances over $50,000.00

**APY - Annual Percentage Yield
Note: Dividend rates are current as of October 1, 2024, and are subject to change without prior notice.

Be sure to check out our Premier Share rates under Rewards Accounts.


Share Certificates

Term Rate APY** Details
Special - 7 Month 4.5% 4.595% $1,000 minimum deposit
6 Month 0.75% 0.75% 0 - $24,999.99
0.80% 0.80% $25,000.00 - $74,999.99
0.90% 0.90% $75,000.00 - $199,999.99
1.00% 1.00% $200,000.00 +
12 Month 0.85% 0.85% 0 - $24,999.99
0.90% 0.90% $25,000.00 - $74,999.99
1.00% 1.00% $75,000.00 - $199,999.99
1.10% 1.11% $200,000.00 +
24 Month 0.95% 0.95% 0 - $24,999.99
1.00% 1.00% $25,000.00 - $74,999.99
1.10% 1.11% $75,000.00 - $199,999.99
1.20% 1.21% $200,000.00 +
36 Month 1.40% 1.41% 0 - $24,999.99
1.50% 1.51% $25,000.00 - $74,999.99
1.60% 1.61% $75,000.00 - $199,999.99
1.70% 1.71% $200,000.00 +
48 Month 1.50% 1.51% 0 - $24,999.99
1.60% 1.61% $25,000.00 - $74,999.99
1.70% 1.71% $75,000.00 - $199,999.99
1.80% 1.82% $200,000.00 +
60 Month 1.70% 1.71% 0 - $24,999.99
1.80% 1.82% $25,000.00 - $74,999.99
1.90% 1.92% $75,000.00 - $199,999.99
2.00% 2.02% $200,000.00 +

Minimum deposit is $1,000.00.

**APY - Annual Percentage Yield
Note: Dividend rates are current as of October 1, 2024, and are subject to change without prior notice.

Early Withdrawal Penalty - We may impose a penalty if you withdraw funds from your account before the maturity date.


Traditional & Roth IRA Shares

Term Rate APY**
Share 0.45% 0.45%
12 Month 3.00% 3.04%
24 Month 3.50% 3.56%

**APY - Annual Percentage Yield
Note: Dividend rates are current as of October 1, 2024.


Broker Buster Share Draft

Rate APY** Details
0.00% 0.00% 0-$99,999.99
0.90% 0.90% $100,000.00 +

**APY – Annual Percentage Yield
Note: Dividend rates are current as of October 1, 2024.


Business Rewards Share Draft (Interest Bearing)

Rate APY** Details
0.25% 0.25% 0-$49,999
0.75% 0.75% $50,000 +

**APY – Annual Percentage Yield
Note: Dividend rates are current as of October 1, 2024.