Policies & Terms

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver's license or other identifying documents.

Terms and Conditions - User Agreement for Web Site Access

The St. Lawrence Federal Credit Union (“SLFCU”) require that each visitor (“ User ”) to its web site(s) (“ Our Site ”) adhere to the following user agreement, and such other agreements, if any, required by SLFCU for specific services or products. By accessing Our Site, User indicates User's acceptance of and agreement to these terms and conditions, as amended, and each amendment thereto from time to time by SLFCU (the “ Web Site User Agreement ”).

1. FINANCIAL SERVICES – Deposit, loan and other types of products or services provided by SLFCU may have their own rules, regulations, disclosures and agreements which were provided to you at the time the account was opened.

2. GENERAL DISCLAIMER – Our Site may contain links to third-party web sites that you may find useful, and these are provided for your convenience. SLFCU does not control the third-party sites and is therefore not responsible for any information contained on those sites. SLFCU does not endorse any information contained in those sites. SLFCU is not responsible for the accuracy or reliability of any information, data, product, opinions, advice or statements made on these third-party sites. These third-party sites may have their own privacy policies. You should review the privacy policy of any web site before you provide personal or confidential information.

There are risks in using any information, software, products or services found on the Internet; Users should completely understand these risks before retrieving, using, relying upon or purchasing anything through the Internet. Access to this and other Internet sites linked to Our Site is at the User's own risk, and Users are advised to verify the information on this and any other web site prior to relying on its information. SLFCU disclaims any responsibility for loss or damage caused through any product, service, offer, failure of performance, inaccessibility, computer virus, error or omission listed on, accessed from or downloaded from Our Site or third-party web sites.

3. DISCLOSURE OF ACCOUNT OR PERSONAL INFORMATION TO THIRD PARTIES – SLFCU protects confidential information about our customers. Please read our Privacy Statement .

4. TRANSMISSION OF DATA – User acknowledges and agrees that by providing SLFCU with any personal or proprietary User information through Our Site that the User consents to the transmission of such personal or proprietary User-related information to SLFCU, its agents and processors. Users should not send confidential information such as account numbers through E-Mail as E-Mail may not be secure.

Rev. May 5th, 2005