Deposit Rates

Effective July 17th, 2008


CD Rates

Months
Rate (%)
Annual Percentage Yield (%)
6
2.23
2.48*
2.50
2.51*
9
2.25
2.50*
2.27
2.53*
12
2.40
2.65*
2.42 
2.69*
15
2.42
2.67*
2.46
2.70*
18
2.50
2.75*
2.55
2.80*
24
2.71
2.96*
2.75
3.00*
30
2.92
3.17*
2.96
3.21*
36
3.10 
3.35*
3.14
3.41*

* amounts over $50,000

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IRA Rates

Months
Rate (%)
Annual Percentage Yield (%)
Regular
2.30
2.34
12 Month CD IRA
2.50
2.55
24 Month CD IRA
2.92
2.96
Roth IRA
2.30
2.34
12 Month Roth CD
2.50
2.34

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Regular Savings Rates

.75% with an Annual Percentage Yield of .79%






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